Crush your card debt

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Taking control of your credit cards is easy with a unsecured consolidation loan and Parker Lane.

Repay up to 5X faster

Lower repayments

Save thousands


Loan term (years)




Variable rate




Comparison rate*

A flexible unsecured consolidation loan with one low application fee and $0 account keeping fees. For good credit homeowners who want to save money and repay their cards sooner. 

Submit the form below to see if you qualify 


"Excellent service and unbelievably low rates..."

Matthew K, Yarrawonga VIC 

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By clicking Submit, you agree to send your info to Parker Lane for the purposes of assisting you with debt consolidation. Click to access the Privacy Policy and Credit Guide.

Subject to responsible lending criteria and credit approval. 7.99% p.a. for home owners with good credit. *The comparison rate is ASIC's standard for comparing unsecured loans of $30,000 over 5 years. WARNING: This comparison rate applies only to the example. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Parker Lane is a trading name of Upside Downside Pty Ltd. Australian Credit License Number 482276. Click here to view our credit guide.


Repay your cards up to 5X sooner

Credit cards can be a decades long debt trap because there is usually no fixed monthly repayments or minimum term...


Credit Cards: Minimum credit card repayments of 2.5% of outstanding balance OR $20 (which ever is greatest). Credit Card Cutter: 7.99% p.a. interest rate (8.55% p.a. comparison rate) 1 to 5 years. Savings: Savings do not take into account credit card fees and charges of the Credit Card Cutter application fee.


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Light-speed service from a real person.

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Hundreds of Australians speak to Parker Lane every month about ways to save money.


Out of 5


Australia's #1 finance service rated by customers

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© 2018 Parker Lane. 

Parker Lane is a trading name of Upside Downside Pty Ltd. Australian Credit License Number 482276

The information contained in this website may not be current or complete, or may not remain current or complete, and therefore under no circumstances should be relied upon. No warranty or representations as to its accuracy or completeness is provided. We are not liable to your or any other person for loss, damage or injury arising from the use of, or reliance on, this information, including but not limited to loss suffered in connection with incorrect or out of date information. It is not intended to be a substitute for professional financial advice and does not purport to guarantee any projected amount of borrowings. All applications for credit are subject to normal credit approval criteria. Parker Lane specifically disclaims any responsibility or liability for any losses or damages arising from any use of or reliance upon any calculations or conclusions reached using this website. See our credit guide for further details.