First Home Buyer's Guide

Our home buyer guide will help you understand what's involved with the home buying process and how to get the best out of your mortgage.

On Your Marks

When to buy

Deciding when is right for you to take the plunge.

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Deposit

How much deposit you need and the best ways to get it.

Online Shopping

Costs

A run down on the costs you'll need to consider when buying property.

X-Ray Results

Qualifying

What you'll need to qualify for a home loan.

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Budget

Setting your budget and establishing what the banks think you can afford.

Insurance Agent

Mortgage Insurance

What is LMI, why you probably have to pay for it and what you can do about it.

Gifts

Grants

The low down on government grants and exemptions for your state or territory.

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No Savings

All the ways you can buy a house without having savings to your name.

Moving In

Old -v- New

A few things to consider before you decide whether new, old or building is best for you.