Switch and Save.

You don't have to go it alone.

Get the team of home loan experts ranked No.1 in Australia to find you a better deal.

Award winners:

Making the switch needn't be a chore.

Whether you want to save money, get ahead or get things done - switching to a better loan from a lender with a track record of outperformed the big banks could be much easier than you think.

What are you worth per hour?

Is it $100 an hour, $250, $500? Did you know that just 50 basis points off a $350,000 mortgage at 4.3% over 25 years could save you over $16,000 in the next 10 years or keep an extra $96 every month in your pocket.

Just 2 hours for another 2 years mortgage free*

In the scenario above, were you to reinvest your interest savings back into your mortgage, you would repay your loan more than 2 years sooner and be a whopping $46,000 better off. What could you do with another 2 years debt free?

Paperwork free refinancePrinting, scanning and going to a branch are a thing of the past. Parker Lane’s streamline online application process means no more paperwork because you can do everything online - from the privacy of your home and at a time that suits you.

 

*Assumes all other variables remain constant

A guide to saving money, getting ahead or getting things done.

Read the guide

Refinance Guide

Today's Top Home Loan Products

OWNER OCCUPIED

Variable

Professional Package

A flexible packaged variable rate loan recommended for borrowers who want an amazing rate along with all the tools you need to repay your mortgage sooner.

3.59

%

p.a.

Variable rate

Comparison rate*

3.99

%

p.a.

$395

Annual package fees

Features

Principal & interest repayments

100% offset account

Borrow up to 98% LVR

$0 application fee

Up to 30 year term

OWNER OCCUPIED

Flexi Fixed

Flexi-Fixed

A fixed rate home loans which comes with a 100% offset account. Recommended for borrowers who want fixed rate security but with the flexibility of a variable rate loan.

3.69

%

p.a.

3 year fixed rate

Comparison rate*

4.83

%

p.a.

$0

Ongoing account fees

Features

Principal & interest repayments

100% offset account

Borrow up to 98% LVR

Make extra repayments and redraw

Up to 30 year term

INVESTMENT

Variable

Investor Offset

An offset home loan for investors who want the flexibility of an offset account along with a low variable rate. Available as a package with lower owner occupied rates.

3.99

%

p.a.

Variable rate

Comparison rate*

4.38

%

p.a.

$395

Annual account keeping fee

Features

Principal & interest repayments

100% offset account

Borrow up to 98% LVR

$0 application fee

Up to 30 year term

*The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. 

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 

Work With us How Ever You Like

Start your application

Found your finance? Get the ball rolling on your application via our all online intuitive application form. 

Book an appointment

Want to know the next step? Book a confidential and free 1 on 1 appointment with one of our expert lenders.

Customer 

Success Stories

"I have dealt with a few firms like Parker Lane in the past BUT none of them have even come close to the level of service these guys provided!..."

DAVID E & ADA F

We have used stock imagery to protect the privacy of our customers.

THEIR STORY

David and Ada contacted Parker Lane about solar finance to save money. Their Parker Lane Lending Specialist recommended that they also refinance. In doing so David and Ada will now be able to repay their home loan six and a half years sooner.

See the full review here

Old Rate:    4.76%

New Rate:  3.59%

Their repayments are now $436 lower per month. They will save $5,300 in interest next year.

Amazing Rates - Amazing Service

Tom Sexton, Byron Bay NSW

We Deliver WOW Every Time

Sunday, January 13, 2019

Loan For Solar (Green loan)

Melanie knew her business, was easy to relate and chat with..
Helped with the 10 emails I sent her, as I just am so not tech savvy.
Also sent us The good solar book, so now I am empowered with knowledge when they come to install on Saturday..
I would highly recommend.. 
thanks again Melanie and Parker Lane.

Linda

Thursday, January 10, 2019

Fantastic Service

Francois assisted me with getting Finance for the Solar System.

Excellent customer service from start to delivery. No pushy sales pitch at all.

Definitely recommend him to everyone.

Rohit Jaggi

Wednesday, December 19, 2018

Great help

Francois and Travis helped me through the most stressful process I've ever had with calm and friendly approach.

They were always available to chat and kept constant contact through email and phone which was great. 

My settlement happened today and I'm very happy with the purchase! I never felt pressured to do anything and there were a few rocky bumps that was out of my control and theirs, but they did fantastic.

Franky Novotny

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No.1 for 

home loans*

No.1 for

personal loans*

No.2 for

car loans*

Australia's Highest Ranked Finance Broking Service

* by rating on ProductReview as at September 2018

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© 2018 Parker Lane. 

Parker Lane is a trading name of Upside Downside Pty Ltd. Australian Credit License Number 482276

The information contained in this website may not be current or complete, or may not remain current or complete, and therefore under no circumstances should be relied upon. No warranty or representations as to its accuracy or completeness is provided. We are not liable to your or any other person for loss, damage or injury arising from the use of, or reliance on, this information, including but not limited to loss suffered in connection with incorrect or out of date information. It is not intended to be a substitute for professional financial advice and does not purport to guarantee any projected amount of borrowings. All applications for credit are subject to normal credit approval criteria. Parker Lane specifically disclaims any responsibility or liability for any losses or damages arising from any use of or reliance upon any calculations or conclusions reached using this website. See our credit guide for further details.