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RENOVATING?
Upgrade your home with Australia's lowest rate personal loan for home improvement.
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RATES LOWER THAN A MORTGAGE
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FUNDS IN 72 HOURS
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FREE TO QUALIFY
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BORROW UP TO $150,000 UNSECURED
variable rate
4.99
%
p.a.
Comparison rate*
5.98
%
p.a.
Key features
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Borrow up to $150K
-
Term up to 10 years
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$195 app fee + brokerage
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$10 per month account fee
Don't mess with the mortgage...
LOTS OF OPTIONS
Acceptable purposes include: new pool or spa; new or upgraded kitchen or bathroom; flooring; decking; landscaping; heating and cooling; roof restoration; solar; wardrobes; painting and more...
FAST & EASY
This isn't a home loan so the process is easier. Typically all you'll need are your payslips, your transaction bank account info and your ID.
NO STRESS
It's not rocket science. Parker Lane wins awards because we work harder to get you what you want and we make it fun for you while doing it.
Rent money
is dead money.
Repayments
on your terms
Choose a term of up to 10 years; make extra repayments and redraw at any time; and pay it out early without any penalty.
Potential loan amount is calculated based on a hypothetical mortgage of 30 years at an interest rate of 4.25% p.a. Different rates will change the calculation. This is not an indication of borrowing capacity and should not be relied upon to make a financial decision.
Get qualified in 25 minutes
In just 25 minutes you could have an application under way and a decision in as little as 24 hours.
How do we do it?
Remember how we said it isn't rocket science?
Banks have always known that good credit homeowners investing in the value of their home are a better bet... but they've also known they can get away with charging personal loan rates for it.
All we're doing is matching good borrowers with the rates they deserve.
MINIMUM CRITERIA
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600 credit score
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Stable income
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Basic affordability checks
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No credit defaults
The direct path to home improvement
1
Get Qualified
Apply online, book a call or take the 3 minute qualification quiz.
2
Get Approved
A decision in just 48 hours after providing your proof of income and ID.
3
Get Started
Fund transferred to your account within 24 hours of approval.
Why people love us
The only bank, non-bank lender, credit union or brokerage ever to be awarded Australia's Best Home Loan Service and Australia's Best Personal Loan Service in the same year by Product Review.
click here to read all the reviews
3,600+ happy customers and counting
At Parker Lane we're famous for being the little brokerage that wins big awards for satisfying our customers.
With more than 3,000 happy customers in just 4 years, we estimate that on average we save people $35,579 by financing with us.
Hundreds of 5-star success stories just like this one
4.92
Out of 5
"We found staff at Parker Lane professional and helpful in every way, making the process stress free and easy.
They helped us by offering a variety of options we would never have considered or known about based on our situation. We are very excited!"
Amanda N
Stockwell, SA
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