Comparison Rate Warning

The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. 


WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

The comparison rate is ASIC's standard for comparing loans of $150K over 25 years. If your loan amount is not $150,000 over 25 years the comparison rate may not accurately reflect the effective interest rate according to the comparison rate calculation.