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F*** waiting

Borrow up to 98% with this incredibly low rate, fully featured home loan.

​

  • UP TO 50% LOWER RATES

  • ZERO APPLICATION FEE

  • FREE TO QUALIFY
    ​

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UP TO 98% VARIABLE RATE SPECIAL OFFER (>$250K)

2yr variable rate

2.29

%

p.a.

3.90

%

p.a.

Comparison rate*

Comparison rate warning >

Key features

  • Borrow up to 98%

  • $0 application fee

  • 100% offset facility

  • $0 monthly fee

  • $395 annual fee

UP TO 98% FIXED RATE SPECIAL OFFER (>$250K)

1 - 3 yr fixed rate

2.29

%

p.a.

3.79

%

p.a.

Comparison rate from*

Comparison rate warning >

Key features

  • Borrow up to 98%

  • $0 application fee

  • 100% offset facility

  • $0 monthly fee

  • $395 annual fee

Why don't all banks offer 98% loans without rate penalties? And why are we different?

You're not going to like this... 

The truth is they can. The money they lend to you is protected by the lender's mortgage insurance you pay for - they just don't need to.

First home buyers have always been an easy target to make more margin and that's probably not going to change any time soon.

Want the good news...?

There are banks out there who care about customers as much as their bottom line - you just haven't heard of them.

Smaller banks are just as secure as big ones. But unlike big banks, they typically specialise in one type of loan or customer.

They can offer better rates because they understand their customers better and don't waste millions on brand ads or brokers channels.

We specialise in helping small banks bring their amazing products directly to the people that need them.

That's probably how you found us!

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Calculate what you need to get into the property market now.

^ Estimate only. Net deposit required is less any FHOG. Does not take into account 5% genuine savings requirements, or lender and legal costs. Speak to a Parker Lane mortgage specialist to receive a FREE personalised quote.

  • Who is eligible to apply
    wetewt
  • What documents are required
    We'll coordinate with your clean energy suppliers to arrange direct payment after installation.
  • I'm self employed
    You'll need 15-20 minutes, ID and income documents.
  • I have a poor credit file
    retrrhrh

Why people love us

3,000+ happy customers and counting

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At Parker Lane we've famous for being the little brokerage that wins big awards for satisfying our customers.

With more than 3,000 happy customers in just 4 years, we estimate that on average we save people $35,579 by financing with us.

The most direct path to home ownership

1

Qualify
Take the 10 minute challenge with one of our friendly first home experts.

2

Get Approved
Once you get qualified we'll lock in a plan and get you approved ASAP. 

3

Settle Loan
Find a home and we'll take care of settlement so you can relax.

Work With us How Ever You Like

Get self qualified

Curious? Take the 60 second qualification quiz to see if you pre-qualify. 

Book a FREE appointment

Get the lowdown fast a confidential 10 minute session with one of our expert advisers.

Hundreds of 5-Star Success Stories just like this one

4.92

Out of 5

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woman 5

Amanda N

Stockwell, SA

"We found staff at Parker Lane professional and and helpful in every way, making the process stress free and easy.
 
Keely helped us by offering a variety of loans and options, some options we would never have considered or known about based on our situation.
 
Alana always kept us up to date and we highly recommend anyone looking at refinancing, consolidating or for any other loans with Parker Lane.
 
Thank you Keely and Alana for assisting us during this process, we are very excited about paying off our home loans sooner."

Tired of scrolling?

Get a hold of a Parker Lane human on 1300 13 17 11.

OR email hello@parkerlane.com.au to get the help you need.
 

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