OWNER OCCUPIED

FIRST HOME BUYER

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98% First Home Loan

Low deposit home loan package for first home buyers

UP TO 98% FIRST HOME LOAN SPECIAL OFFER (>$250K)

Variable interest rate

3.69

%

p.a.

4.09

%

p.a.

Comparison rate*

Key features

  • Borrow up to 95%

  • Capitalise LMI up to 98% 

  • $0 application fee

  • 100% offset account

One incredibly low rate for one very low deposit, fully featured home loan package. Getting approved for your first home loan may just be closer and more affordable than you thought. 

 

Credit eligibility criteria, terms & conditions, fees & charges apply.

LOAN FEATURES

100% OFFSET

Use your cash and savings to save interest and repay your loan sooner

PACKAGE BENEFITS

Discounted application fees on other banking and insurance products

REDRAW

Use your cash and savings to save interest and repay your loan sooner

FLEXIBILITY

Borrow up to 95% of the value of the property for purchase or refinance

$0 APPLICATION FEE

Zero application fee for standard applications and security properties

ONLINE BANKING

Use your cash and savings to save interest and repay your loan sooner

REPAYMENTS

 Benefit from flexible repayment options – pay weekly, fortnightly or monthly

PACKAGE FEE

An annual package fee of $395 applies

Work With us How Ever You Like

Start your application

Found your finance? Get the ball rolling on your application via our all online intuitive application form. 

Book an appointment

Want to know the next step? Book a confidential and free 1 on 1 appointment with one of our expert lenders.

We're Obsessed with Delivering

WOW Every Time

Hundreds of Australians speak to Parker Lane every month about ways to save money.

4.9

Out of 5

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Sunday, January 13, 2019

Loan For Solar (Green loan)

Melanie knew her business, was easy to relate and chat with..
Helped with the 10 emails I sent her, as I just am so not tech savvy.
Also sent us The good solar book, so now I am empowered with knowledge when they come to install on Saturday..
I would highly recommend.. 
thanks again Melanie and Parker Lane.

Linda

Thursday, January 10, 2019

Fantastic Service

Francois assisted me with getting Finance for the Solar System.

Excellent customer service from start to delivery. No pushy sales pitch at all.

Definitely recommend him to everyone.

Rohit Jaggi

Wednesday, December 19, 2018

Great help

Francois and Travis helped me through the most stressful process I've ever had with calm and friendly approach.

They were always available to chat and kept constant contact through email and phone which was great. 

My settlement happened today and I'm very happy with the purchase! I never felt pressured to do anything and there were a few rocky bumps that was out of my control and theirs, but they did fantastic.

Franky Novotny

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