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Fixed (and Flexible)

3 year fixed rate loan with 100% offset account

3 year fixed

rate with

100% offset account

3 year fixed rate







Comparison rate*

Key features

  • Incredible 3 year fixed rate

  • 100% offset account

  • No account keeping fees

Have the best of both worlds. Protect yourself against rate rises with this rare as hens teeth 3 year fixed interest rate loan with the flexibility of a 100% offset account attached. 

Credit eligibility criteria, terms & conditions, fees & charges apply.



Use your cash and savings to save interest and repay your loan sooner


Make extra repayments up to $25,000 a year without penalty 


Use your cash and savings to save interest and repay your loan sooner


Borrow up to 95% of the value of the property for purchase or refinance


Principal and interest repayments only


Use your cash and savings to save interest and repay your loan sooner


 Benefit from flexible repayment options – pay weekly, fortnightly or monthly


Use your cash and savings to save interest and repay your loan sooner

  • What do I need to be eligible?
    Deposit your money into a 100% offset facility which allows you to reduce the interest on your home loan
  • How will this affect my credit score?
  • What exactly will Parker Lane do?
  • If I take the quiz and qualify, what happens next?
  • Do you offer fixed rates?
    Additional fees may also apply. Please refer to your lender for a schedule of fees and charges.
  • What prior knowledge do I need to get started?
    Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • What are the government benefits available to me?
    The comparison rate is ASIC's standard for comparing loans of $150K over 25 years. Comparison rates may not be the best way to compare the value of loan options which are for different amounts and terms.
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Work With us How Ever You Like

Start your application

Found your finance? Get the ball rolling on your application via our all online intuitive application form. 

Book an appointment

Want to know the next step? Book a confidential and free 1 on 1 appointment with one of our expert lenders.

We're Obsessed with Delivering

WOW Every Time

Hundreds of Australians speak to Parker Lane every month about ways to save money.


Out of 5


Sunday, January 13, 2019

Loan For Solar (Green loan)

Melanie knew her business, was easy to relate and chat with..
Helped with the 10 emails I sent her, as I just am so not tech savvy.
Also sent us The good solar book, so now I am empowered with knowledge when they come to install on Saturday..
I would highly recommend.. 
thanks again Melanie and Parker Lane.


Thursday, January 10, 2019

Fantastic Service

Francois assisted me with getting Finance for the Solar System.

Excellent customer service from start to delivery. No pushy sales pitch at all.

Definitely recommend him to everyone.

Rohit Jaggi

Wednesday, December 19, 2018

Great help

Francois and Travis helped me through the most stressful process I've ever had with calm and friendly approach.

They were always available to chat and kept constant contact through email and phone which was great. 

My settlement happened today and I'm very happy with the purchase! I never felt pressured to do anything and there were a few rocky bumps that was out of my control and theirs, but they did fantastic.

Franky Novotny

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