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Give your house a face lift.

You don't have to mess with the mortgage to give your home the face lift you deserve.

Get the team of Home Extras experts ranked No.1 in Australia to find you a better deal.

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Award winners:

Enhance the Live-ability of Your Home

Small renovations, home additions and upgrades can be a great way to increase your property's value and live-ability. Now you can get a great unsecured rate up to 10 years without messing with the mortgage.

More people are staying where they are

House prices have risen across the country in the last decade. A growing trend for homeowners is to stay put and improve the home they've got in the suburb they know and love rather than selling to upgrade.

According to some reports, almost 20% of all home improvement finance is unsecured (via credit cards or personal loans). For many households this can mean paying interest rate of 15% to 20% which can add a heavy burden. The Parker Lane Home Extras team are the only brokers in Australia to offer a genuine home improvement personal loan with rates, features and terms that look more like a mortgage.

Paperwork free finance
Printing, scanning and going to a branch are a think of the past. Parker Lane’s streamline online application process means no more paperwork because you can do everything online - from the privacy of your home and at a time that suits you.

See How Much You Could Save

A Home EXTRAS loan over 5 years could cost almost 5 times less interest than adding your home upgrades to a 25 year mortgage.


Work With us How Ever You Like

Start your application

Found your finance? Get the ball rolling on your application via our all online intuitive application form. 

Book an appointment

Want to know the next step? Book a confidential and free 1 on 1 appointment with one of our expert lenders.

Today's Top Home Improvement Loans

1 - 10 years

Up to 10 Year Loan

A flexible unsecured personal loan with an interest rate and features more like a mortgage.
Borrow from $1,000 up to $150,000 for most home improvement purposes




Variable rate

Comparison rate*





+ credit assistance fee


Account fees

Principal & interest repayments
Additional repayments OK
Redraw available
$0 early termination
CAF from $990 to 2.5%

*The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. 

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 

Easy Solar Guide

Read the guide

Read all about how to make going green work for you.


Success Stories

"Tomas at Parker Lane was set a challenge with a few hurdles. His approach to the issues were timely and very professional, which made the experience easy in the end. Highly recommended...."


We have used stock imagery to protect the privacy of our customers.


Corey called us about solar but after conducting a needs analysis, Corey's lending specialist Tomas found that we could help him with all of his needs without messing with the mortgage. Corey is now just weeks away from a new bathroom.

See the full review here


Corey works fly-in fly-out. We were able to work around his schedule in order to secure funding for Corey. 

Amazing Rates - Amazing Service

Tom Sexton, Byron Bay NSW

We Deliver WOW Every Time

Seamless & Excellent Service

I needed a Green Loan for Solar and Francois was recommended by my best mate as the "go to man"
Francois did not let me down. 
Great service!
Francois definitely needs a raise or at least a six pack ever Friday arvo!

Well done mate!

Paul - South Brighton SA

Excellent Service

Parker Lane were recommended to me by my Solar installer as a provider of Green Loans. I dealt with Trisna who I found to be exceptionally efficient and pleasant to deal with. She took the time to understand what I was after and ensured that the finance package perfectly matched what I was after. I recommend Trisna and would have no hesitation in calling on her services again.

David Jilla - Melbourne

Friendly and Professional

Trisna was an absolute gem. Her Polite and friendly manner put my nerves at ease. She make the whole process easy to deal with. Thank goodness I have found her. I will be using Parker Lane again based on how I have been treated and will not hesitate to suggest them to my friends.


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No.1 for 

home loans*

No.1 for

personal loans*

No.2 for

car loans*


Australia's Highest Ranked Finance Broking Service

* by rating on ProductReview as at September 2018

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