Home EXTRAS loan

Unsecured home improvement loan up to $80K


1 to 5


Variable interest rate







Comparison rate*

About the loan

An unsecured personal loan that can be used to finance approved home improvements such as pools, bathrooms, kitchens and landscaping.


6 to 10





Variable interest rate

Comparison rate*




About the lender

A community credit union with a track record of outperforming the big banks, established 50+ years ago.

No need to mess with the mortgage with this unbelievably low rate unsecured personal loan just for home improvement purposes. 


Credit eligibility criteria, terms & conditions, fees & charges apply.



Borrow $1,000 up to $50,000 without the need to secure against your home 


Use your cash and savings to save interest and repay your loan sooner


Redraw additional funds paid when you want them. (redraw fee applies)


Repay your loan and close your account at any time without penalty


Use your cash and savings to save interest and repay your loan sooner


Access your money 24/7 via internet banking


Use your cash and savings to save interest and repay your loan sooner


Choose the repayments that suit you. Choose to repay your loan from 1 up to 10 years.


Loan Details


  • No monthly account keeping fees
  • Use your money your way by making extra repayments without penalty and redraw your money as you need it
  • Pay your loan our early without penalty
  • Borrow from $1,000 to $50,000 with loan terms from 1 to 10 years

Fees and Charges

Additional fees may also apply. Please refer to your lender for a schedule of fees and charges.

  • New application fee $295
  • $0 monthly and $0 annual fees
  • Redraw fee: Internet (BPAY®, internal and external transfers) $15: Staff Assisted $30


You can apply if you:

  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen, a permanent resident or have an approved working Visa
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
What you may need to apply:
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.
Self employed
  • Full documentation applicants acceptable.

Comparison Rate Explained

The comparison rate is ASIC's standard for comparing loans of $30K over 5 years. Comparison rates may not be the best way to compare the value of loan options which are for different amounts and terms.

Work With us How Ever You Like

Start your application

Found your finance? Get the ball rolling on your application via our all online intuitive application form. 

Book an appointment

Want to know the next step? Book a confidential and free 1 on 1 appointment with one of our expert lenders.

We're Obsessed with Delivering

WOW Every Time

Hundreds of Australians speak to Parker Lane every month about ways to save money.


Out of 5

Seamless & Excellent Service

I needed a Green Loan for Solar and Francois was recommended by my best mate as the "go to man"
Francois did not let me down. 
Great service!
Francois definitely needs a raise or at least a six pack ever Friday arvo!

Well done mate!

Paul - South Brighton SA

Excellent Service

Parker Lane were recommended to me by my Solar installer as a provider of Green Loans. I dealt with Trisna who I found to be exceptionally efficient and pleasant to deal with. She took the time to understand what I was after and ensured that the finance package perfectly matched what I was after. I recommend Trisna and would have no hesitation in calling on her services again.

David Jilla - Melbourne

Friendly and Professional

Trisna was an absolute gem. Her Polite and friendly manner put my nerves at ease. She make the whole process easy to deal with. Thank goodness I have found her. I will be using Parker Lane again based on how I have been treated and will not hesitate to suggest them to my friends.


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© 2018 Parker Lane. 

Parker Lane is a trading name of Upside Downside Pty Ltd. Australian Credit License Number 482276

The information contained in this website may not be current or complete, or may not remain current or complete, and therefore under no circumstances should be relied upon. No warranty or representations as to its accuracy or completeness is provided. We are not liable to your or any other person for loss, damage or injury arising from the use of, or reliance on, this information, including but not limited to loss suffered in connection with incorrect or out of date information. It is not intended to be a substitute for professional financial advice and does not purport to guarantee any projected amount of borrowings. All applications for credit are subject to normal credit approval criteria. Parker Lane specifically disclaims any responsibility or liability for any losses or damages arising from any use of or reliance upon any calculations or conclusions reached using this website. See our credit guide for further details.