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Award winners:
Making the switch needn't be a chore.
Whether you want to save money, get ahead or get things done - switching to a better loan from a lender with a track record of outperforming the big banks could be much easier than you think.
What are you worth per hour?
Is it $100 an hour, $250, $500? Did you know that just 50 basis points off a $350,000 mortgage at 4.3% over 25 years could save you over $16,000 in the next 10 years or keep an extra $96 every month in your pocket.
Just 2 hours for another 2 years mortgage free*
In the scenario above, were you to reinvest your interest savings back into your mortgage, you would repay your loan more than 2 years sooner and be a whopping $46,000 better off. What could you do with another 2 years debt free?
Paperwork free refinance
Printing, scanning and going to a branch are a thing of the past. Parker Lane’s streamline online application process means no more paperwork because you can do everything online - from the privacy of your home and at a time that suits you.
*Assumes all other variables remain constant
Today's Top Home Loan Products
OWNER OCCUPIED
Variable
Professional Package
A flexible packaged variable rate loan recommended for borrowers who want an amazing rate along with all the tools you need to repay your mortgage sooner.
2.74
%
p.a.
Variable rate
Comparison rate*
3.02
%
p.a.
$250
Annual package fees
Features
Principal & interest repayments
100% offset account
Borrow up to 80% LVR
$250 application fee
Up to 35 year term
OWNER OCCUPIED
Flexi Fixed
Fixed
A fixed rate home loan with the ability to repay up to $20K extra over the fixed term. Recommended for borrowers who want certainty of their repayments over the fixed rate term.
2.29
%
p.a.
3 year fixed rate
Comparison rate*
2.98
%
p.a.
$250
Annual package fees
Features
Principal & interest repayments
Borrow up to 80% LVR
$250 application fee
Up to 35 year term
INVESTMENT
Variable
Investor Offset
An offset home loan for investors who want the flexibility of an offset account along with a low variable rate. Available as a package with lower owner occupied rates.
3.09
%
p.a.
Variable rate
Comparison rate*
3.36
%
p.a.
$250
Annual package fees
Features
Principal & interest repayments
100% offset account
Borrow up to 80% LVR
$250 application fee
Up to 35 year term
*The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Work With us How Ever You Like
Customer
Success Stories
"I have dealt with a few firms like Parker Lane in the past BUT none of them have even come close to the level of service these guys provided!..."
DAVID E & ADA F
We have used stock imagery to protect the privacy of our customers.
THEIR STORY
David and Ada contacted Parker Lane about solar finance to save money. Their Parker Lane Lending Specialist recommended that they also refinance. In doing so David and Ada will now be able to repay their home loan six and a half years sooner.
See the full review here
Old Rate: 4.76%
New Rate: 3.59%
Their repayments are now $436 lower per month. They will save $5,300 in interest next year.
Amazing Rates - Amazing Service
Tom Sexton, Byron Bay NSW
We Deliver WOW Every Time
No.1 for
home loans*
No.1 for
personal loans*
No.2 for
car loans*
Australia's Highest Ranked Finance Broking Service
* by rating on ProductReview as at September 2018
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© 2018 Parker Lane.
Parker Lane is a trading name of Upside Downside Pty Ltd. Australian Credit License Number 482276
The information contained in this website may not be current or complete, or may not remain current or complete, and therefore under no circumstances should be relied upon. No warranty or representations as to its accuracy or completeness is provided. We are not liable to your or any other person for loss, damage or injury arising from the use of, or reliance on, this information, including but not limited to loss suffered in connection with incorrect or out of date information. It is not intended to be a substitute for professional financial advice and does not purport to guarantee any projected amount of borrowings. All applications for credit are subject to normal credit approval criteria. Parker Lane specifically disclaims any responsibility or liability for any losses or damages arising from any use of or reliance upon any calculations or conclusions reached using this website. See our credit guide for further details.
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